Our Services

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To provide the best possible results, active credit monitoring is required for all services. We partner with IdentityIQ, which gives us access to your full 3-bureau credit reports and scores needed to begin disputes.

IdentityIQ Pricing:

• $1 trial for the first 7 days
   
• $24.99 per month after trial
   

📌 Enrollment must remain active during your plan to ensure accurate updates, progress tracking, and successful dispute results.

CREDIT MONITORING IS REQUIRED AND RESULTS MAY VARY  

 To begin your credit repair journey with Capital Financial Management:

1️⃣ Sign Up for IdentityIQ – This step is required so we can access your full 3-bureau reports.
👉 Start Here

2️⃣ Complete All Onboarding Items – After signing up, check your email/text for your portal access and complete all requested forms and uploads.

3️⃣ Choose Your Plan – Select the Monthly, 3-Month, 6-Month, Couples, or Expedited Service that best fits your goals.

CREDIT MONITORING IS REQUIRED AND RESULTS MAY VARY

Our Monthly Plan $149 for Set Up fee and $99 Monthly is perfect if you’re just getting started with credit repair or want a flexible option without a long commitment.

What’s Included:

• Disputes with all 3 major credit bureaus
   
• Personalized credit education and guidance
   
• Monthly progress updates and portal access
   
• Ongoing strategies to improve & maintain your score
   

📌 Stay in control with pay-as-you-go credit repair.

CREDIT MONITORING IS REQUIRED AND RESULTS MAY VARY

The 3-Month Plan is designed for clients who want a focused program to quickly improve their credit profile.

What’s Included:

• Customized disputes across all 3 credit bureaus
   
• 3 months of progress monitoring and updates
   
• Credit education with step-by-step strategies
   
• Tools to refresh and rebuild your financial foundation
   

📌 A short-term plan with long-lasting results.

CREDIT MONITORING IS REQUIRED AND RESULTS MAY VARY

Our 6-Month Plan is ideal for clients who want steady progress toward major financial goals, such as home ownership or business funding.

What’s Included:

• Intensive disputes with all credit bureaus for 6 months
   
• Ongoing monitoring and detailed progress reports
   
• Personalized coaching and financial strategies
   
• Support to build and maintain strong credit habits
   

📌 A half-year commitment for maximum results and stability.

CREDIT MONITORING IS REQUIRED AND RESULTS MAY VARY

The Couples Plan is designed for partners who want to work on their credit journey together. Whether you’re preparing to buy a home, finance a vehicle, or simply build a stronger financial future as a team, this plan gives you the tools and support you need side by side.

What’s Included:

• Credit disputes for both partners with all 3 major credit bureaus
   
• Personalized progress updates and education for each person
   
• Shared strategies to improve, maintain, and build credit together

 Need faster results? Our Expedited Service is designed for clients who are working against a deadline — whether you’re preparing to close on a home, secure funding, or make a major purchase. This service gives your disputes and updates top priority for the quickest turnaround possible. ONLY FOR 3, 6 MONTHS

DIY Credit Repair Program – $29.99/month.  

• 3-Bureau Credit Report & Scores
• Utility Payment Reporting
• Unlimited Dispute Letters
• And much more!
• You must Sign Up for Credit Monitoring as provided.